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ALERTA: A APOSENTADORIA VAI CHEGAR PARA TODOS

CIESP Norte - Setembro/2011

Em sua reunião temática de Setembro, a unidade Norte do Centro das Indústrias do Estado de São Paulo - CIESP convidou consultores para dar detalhes do PPA - Programa de Preparação para a Aposentadoria. Pensando no futuro, deve-se agir desde cedo, disseram os técnicos.

Momento da palestra sobre o PPA.

A questão não se restringe à parte financeira. Muito pelo contrário: sem saúde, não há usufruto das posses acumuladas. Por isso Regina Acra, assistente social especializada nessa área, enfatizou a importância do PPA. "Trata-se de construir o futuro, e a escolha é deixar acontecer, ou planejar", disse Regina. Ela preconizou o estado de "saúde integral", que envolve as partes física, emocional, psicológica, financeira e social. Quanto antes as pessoas começam a se preparar para a aposentadoria, menores são as dificuldades, inclusive de se readequar à convivência familiar, uma vez aposentado.

Ricardo Czapski, administrador de empresas, abordou mais diretamente o planejamento financeiro para a fase da aposentadoria, quando as receitas tendem a diminuir, e as despesas aumentam, por exemplo com saúde. "Enquanto trabalha, é importante que a pessoa se preocupe em plantar sementes, para que no futuro essas sementes produzam rendimentos", disse Ricardo. Quanto mais cedo começa o planejamento financeiro, menores são os valores a poupar mensalmente para o futuro. Ele deu uma série de exemplos de formas de poupar para o futuro, conforme o perfil de cada pessoa.

Planejar a aposentadoria trará qualidade a essa fase da vida.

Maria Luiza Semple, supervisora de responsabilidade social empresarial do SESI, informou que o PPA pretende auxiliar os participantes a perceber a aposentadoria como um processo natural da vida. Isso inclui, além do aspecto financeiro, o de se descobrir novas fontes de realização, quando a aposentaria surge.

O PPA é semelhante a um curso, com carga horária de 36 horas, divididos em sete módulos. A sugestão é que as empresas formem grupos para participar desse programa, em número não superior a 35 pessoas por grupo. Uma possibilidade que enriquece é se formar "grupos mistos", com pessoas já próximas de se aposentar, e também jovens em início de atividade profissional, porque um dia eles vão chegar lá também.

Minudências

@ O PPA - Programa de Preparação para a Aposentadoria é desenvolvido pelo SESI - Serviço Social da Indústria.

@ Os sete módulos são: Identidade do Grupo, Aspectos Psicossociais, Saúde e Qualidade de Vida, Gestão Financeira, Legislação, Opções Pós-Carreira e Planejamento Futuro

@ As empresas interessadas em oferecer aos seus funcionários o PPA podem contatar o SESI pelo email respsocial@sesisp.org.br ou pelos fones 3146-7394 e 3146-7400.

@ Para um grupo de 32 pessoas, o custo por pessoa é de R$ 274,00.

@ Empresas contribuintes do CIESP têm desconto de 50%.

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